Terms and Conditions

LIMITS:

MAXIMUM LIMIT OF LIABILITY AED 5,000/- PER INSURED BAG /
SINGLE ITEM LIMIT AED 1,500/-
DEDUCTIBLES: AED 75/- EACH AND EVERY CLAIM
VOYAGE FROM: UAE (All airports) TO: WORLDWIDE (airport)
EXCLUDING SHIPMENTS TO THE FOLLOWING COUNTRIES:
  • AFGHANISTAN
  • DR CONGO (FORMERLY ZAIRE)
  • EAST TIMOR
  • ERITRIA
  • IRAN
  • LIBERIA
  • MYANMAR
  • NORTH KOREA
  • UKRINE AND ANY OTHER COUNTRIES DECLARED AS WAR PRONE AREA BY THE UN

CONVEYANCE: AIR SHIPMENTS

TAKAFUL CONDITIONS:

SHIPMENTS BY AIRFREIGHT:
  • Coverage is limited from UAE airport to destination Airport only Fragile items should be wrapped with adequate packing as may be deemed required for the goods (applicable only for Fragile Items)
  • Institute Cargo Clause (Air) (excluding sendings by Post) 1/1/82 – CL 259
  • Institute War Clauses (Air Cargo) (excluding sendings by Post) 1/1/82 – CL 258
  • Institute Strikes Clauses ( Air Cargo) – CL 260 – 1/1/82
  • Institute Radioactive Contamination, Chemical, Bio-logical, Bio-chemical
  • & Electromagnetic Weapons Exclusion Clause – CL 370 – 10/11/2003
  • Any damage for the checked in Bags has to be first taken up with the respective Airlines / Airport Authorities by the Passenger, if arising out of the negligence of the Airlines / Airport staff.
  • Institute War Cancellation Clause (Cargo) 1/12/82 – CL 271
  • War Risk Rate Adjustment Clause
  • Important Notice Clause
  • Terrorism exclusion clause [cargo]
  • Termination of Transit Clause (Terrorism)
ADDITIONAL CONDITIONS / CLAUSES:
  • Institute Malicious Damage Clause 1/8/82 – CL 266
  • Institute Replacement Clause – CL 161
  • Replacement Clause – Secondhand Machinery
  • Cutting Clause (as applicable to specific type of cargo like Cables, Wires etc)
  • Pair & Set Clause
  • Institute Theft, Pilferage & Non-Delivery Clause – 1/12/82 – CL 272
  • Transit Clause applicable for Household Personal Effects Only
  • Label Clause (as applicable to type of cargo)
  • Institute Location Clause – 26/3/80 – CL 66
  • No waiver of subrogation given to third parties
  • Warranted that all claims for non-delivery will be supported by the appropriate documentary evidence issued by the relevant port authorities / customs department, failing which such claims will not be admissible.
  • Warranted International Standard Packing, customary to the type of cargo as per the requirement
  • Warranted that all claims for short landing/ Damage to be supported by the relevant document issued by the port authorities / customs department, no claims will be admissible otherwise

Claims Process:

At the time of the claim, the customer should submit the:
  • Transaction Receipt provided by DSD Group,
  • Insurance Brochure, Airlines/Airport Authorities Baggage
  • Irregularity report and The Passengers Passport and Baggage Tag details to YAS Takaful

Survey Clause:

In the event of a claim, immediate notice should be given to:

YAS Takaful
P.O. Box 111644, Abu Dhabi, U.A.E.
Tel.: +971 2 4994400, Fax +971 2 6390596
Email: tbaclaim@yastakaful.ae