Our Story

Our name YAS refers to the well-regarded Bani YAS Tribe of the United Arab Emirates and is perfectly aligned with the concept of TAKAFUL insurance, characterised by mutuality and co-operation, encompassing the elements of shared responsibility, joint indemnity, common interest, and solidarity.

Powering dreams. Reviving futures. Celebrating life

VISION

To be a renowned and distinguished TAKAFUL player by upholding Shariah principles and earning the trust of its valued customers, partners, and patrons through continuous value creation and pioneering innovation.

MISSION
To embrace absolute governance, values, and business ethics throughout the organization, with a focus on innovation, thereby delivering exceptional customer experience and emerge as the pioneer of the TAKAFUL industry.
Our Values
  • Living the Client Experience
  • Leading Value Creation
  • Ethical Business Governance
  • Innovative Sharia Solutions
  • Socially Responsible for Communities
  • Collaborative Leadership for Sustainability

About Us

Established in 2008, YAS Takaful (formerly known as Al Hilal Takaful) was acquired in 2020, as a pioneering Takaful company based in the UAE. Our Groups (consider mentioning the name of the group) rich history and expertise in the financial industry have solidified our position as a trusted provider of Sharia’h-compliant takafulsolutions.

At YAS Takaful, we prioritize the protection and well-being of our valued customers. With our customer-centric approach and unwavering commitment to ethical practices, we offer a comprehensive range of takafulproducts and services tailored to meet the unique needs of individuals and businesses.

With over a decade of experience, we have cultivated a team of dedicated professionals who bring their expertise and passion to deliver exceptional customer experiences. Our advanced technology and streamlined processes ensure efficient and prompt claims settlement, providing our customers with peace
of mind.


About Us

Established in 2008, YAS TAKAFUL (formerly known as Al Hilal Takaful) was acquired in 2020, as a pioneering Takaful company based in the UAE. Our Groups rich history and expertise in the financial industry have solidified our position as a trusted provider of Sharia’h-compliant takaful solutions.

At YAS TAKAFUL, we prioritize the protection and well-being of our valued customers. With our customer-centric approach and unwavering commitment to ethical practices, we offer a comprehensive range of takafulproducts and services tailored to meet the unique needs of individuals and businesses.

With over a decade of experience, we have cultivated a team of dedicated professionals who bring their expertise and passion to deliver exceptional customer experiences. Our advanced technology and streamlined processes ensure efficient and prompt claims settlement, providing our customers with peace
of mind.

About Us

Established in 2008, YAS Takaful (formerly known as Al Hilal Takaful) was acquired in 2020, as a pioneering Takaful company based in the UAE. Our Groups (consider mentioning the name of the group) rich history and expertise in the financial industry have solidified our position as a trusted provider of Sharia’h-compliant takafulsolutions.

At YAS Takaful, we prioritize the protection and well-being of our valued customers. With our customer-centric approach and unwavering commitment to ethical practices, we offer a comprehensive range of takafulproducts and services tailored to meet the unique needs of individuals and businesses.

With over a decade of experience, we have cultivated a team of dedicated professionals who bring their expertise and passion to deliver exceptional customer experiences. Our advanced technology and streamlined processes ensure efficient and prompt claims settlement, providing our customers with peace of mind.

About Us

Established in 2008, YAS Takaful (formerly known as Al Hilal Takaful) was acquired in 2020, as a pioneering Takaful company based in the UAE. Our Groups (consider mentioning the name of the group) rich history and expertise in the financial industry have solidified our position as a trusted provider of Sharia’h-compliant takafulsolutions.

At YAS Takaful, we prioritize the protection and well-being of our valued customers. With our customer-centric approach and unwavering commitment to ethical practices, we offer a comprehensive range of takafulproducts and services tailored to meet the unique needs of individuals and businesses.

With over a decade of experience, we have cultivated a team of dedicated professionals who bring their expertise and passion to deliver exceptional customer experiences. Our advanced technology and streamlined processes ensure efficient and prompt claims settlement, providing our customers with peace of mind.

Board Members​
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Mr. Rashed Khalaf Al Otaiba

Board Member

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Mr. Saad Al Junaibi

Board Member

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Mr. Muhammad Rusan Fyroze

Board Member

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Mr. Bikash Ranjan Giri

Board Member

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Mr. Syed Haseeb Zaidi

Board Advisor & Managing Director

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Mr. Badr Elsayed

Board Secretary

Executive Team​
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Mr. Abdulla Ahmed Al Otaiba

Chief Operating Officer

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Mr. Mahmood Salamaeh

Chief Sales Officer

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Mr. Saad Jawaid

Chief Governance Officer

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Mr. Ali Abedi

Chief Information Officer

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Mr. Fasih ullah Khan

Chief Business Officer (Medical)

 
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Mr. Chintin Barot

Head of commercial Underwriting & RI

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Mr. Arsalan Siddiqui

Head of Medical Underwriting & Operations

 
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Mr. Gamal Fouly

Head of Legal

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Mrs. Zara Sohail

Senior Manager Human Resources

 

Sharia Committee members

Dr. Aly Juneidi

Chairman of Committee.

Dr. Mohammad Amin Qattan

Vice Chairman

Abdul Sattar Qattan

Member

OUR Partners

Our strengths in harmony

Dear Valued Partner,
It is my great pleasure to warmly welcome you on to our website and thank you for your interest in YAS Takaful. I am sure that you would agree that risk is ever present in our lives, especially with the pandemic and all that it has taught us. Its presence in all of our activities makes us vulnerable to the possibility of unexpected losses and the unavoidability of risk, coupled with its unpredictability makes it imperative that individuals and organisations transfer all uncertainties in their lives to competent professionals.
Our priority remains to be our customers, who we believe are at the heart of our existence. While we aim at growing our position in the industry, we also tailor our products to suit the needs and desires of every customer and ensure that our products are always at the right place, at the right time and at the right price.
Our projection for the future is backed by a great deal of optimism and we are ready to seize every opportunity to further strengthen our great reputation with high quality takaful products.
On behalf of the YAS Takaful team, I would like to sincerely thank you, our valued customers, partners, shareholders and the many strategic alliances for your continued support in ensuring that we remain the strong takaful player in the U.A.E.
I wish you all the very best and look forward to a long and fruitful partnership with all our customers and stakeholders alike.

Ahmed Khalaf Al Otaiba,
Chairman

Our strengths in harmony

Firstly, I would like to welcome you on to the YAS Takaful experience as we place our customers on the throne right from the very start.

I want to guarantee a new standard in product delivery and customer experience with protection at the core of our business, helping individuals, SME’s and corporations thrive.

We are dedicated to the continuous improvement and enhancement of our takaful product offering which ranges from our motor and medical plans right through to other customizable specialty lines.

We have assembled a team of experts to service your every need and I have no doubt that with the goal-orientated mindset in place, anything is possible.

We will drive forward an ambitious plan to be at the forefront of the digital transformation in the coming months. Technology will allow us to work hand-in-hand with all stakeholder groups to ensure each and every one of you are receiving high-quality service at a place and time that is convenient.

The board of directors are committed to building an exciting and forward thinking takaful company and having led several takaful companies in the past, there is no other company that has better presented its vision. The opportunity to be a leading Islamic insurance company in the UAE is within touching distance.

We are excited for the new chapter ahead and look forward to working with you.

I thank you for your continued support.

Andrew Smith

Chief Executive Officer